header6

Auto Insurance

car-rotatorProviding you with Auto Insurance options


As the one-stop source for all of your automobile insurance needs, I am committed to bringing you the best possible coverage at a price you can afford.  When you deal with my agency, you deal with the owner, not a secretary or a faceless customer service representative on the other end of an 800 number or over the internet.

For more than 22 years, I have been working to assemble a group of companies that allow me to offer coverage for virtually any car and/or any driver, even if you don't currently have insurance coverage.  Whether your driving history is spotless or "colorful" ( tickets, accidents, DUI's, etc.), I have a company for you.

A few definitions to help you better understand automobile insurance in Pennsylvania:
 

MANDATORY COVERAGES:

 
Bodily Injury Liability - covers injuries to others caused by the policyholder while operating an automobile.

Property Damage Liability – covers damages caused to someone else’s property by the policyholder while operating an automobile.
 
Medical or Personal Injury Protection – covers treatment of the driver and passengers of the policyholder’s car in the event of an accident.
 
*** The State of Pennsylvania requires that you carry minimum liability limits of $15,000 per person up to $30,000 per accident for Bodily Injury and $5,000 for Property Damage.  You are also required to carry $5,000 in Medical Benefits.***

 

OPTIONAL COVERAGES:

 
Work Loss - helps make up for lost wages when a policyholder cannot work because of an automobile accident.
 
Comprehensive – protection for the policyholder’s vehicle from damage and loss resulting from incidents such as theft, vandalism, glass breakage, and animal hits.

Collision - insures the policyholder's vehicle from loss resulting from a collision with another vehicle or object.
 
Uninsured Motorist Coverage – covers medical treatment for the policyholder’s injuries in the event of a collision with an uninsured driver.
 
Undersinsured Motorist Coverage - covers medical treatment for the policyholder’s injuries in the event of a collision with an underinsured driver
 
Call me at 724-483-8897 to determine if you have the correct coverage for your situation.