Review Your Policy in the New Year

After the holidays and at the beginning of the new year, now would be a good time to review your homeowners insurance coverage.  While homeowners policies generally provide very broad coverage for your house and its contents, every homeowners policy has sub-limits for certain categories of personal property that tend to be “target items” for thieves.  If Santa brought you high-value items such as jewelry, an engagement ring, furs, firearms, musical instruments, camera equipment, etc., you would be well-advised to check your current coverage to make sure that it provides adequate coverage.  If you have items valued over the sub-limits in your policy, coverage can be added by scheduling the items and paying an additional premium.  Better to check your coverage now and address any deficiencies rather than discover them after a loss.

To review your coverage and make sure that you are covered, call Tom at 724-483-8897.