Flood Insurance

In the aftermath of Superstorm Sandy, many people have questions about flood insurance.  While standard homeowners insurance policies will cover damage from wind, hail, and fire, they typically DO NOT cover damage caused by flooding.  Coverage is available through a government program and a few specialty insurance companies.  Rates are based on the amount of coverage, type and construction of your home, and—most importantly—it’s location, or the flood plane on which it is located; the higher the elevation, the lower the premium & vice versa. 

Please contact Tom for a quote at 724-483-8897.